best first credit card singapore

Tourism is a massive contributor to the economy of Singapore. Citi® Double Cash Card – 18 month BT offer. Find the best online brokerage firm that suits your needs and start investing today. S$349*) if you are new to American Express. Pick your Citibank card here! Here are three of the best credit cards that you can use to book an award trip to Singapore: Chase Sapphire Preferred The Chase Sapphire … You want a card with great rates and features, and one you can actually get. With so many credit cards in Singapore to choose from, it can be difficult to narrow down the best credit cards to suit your lifestyle. Already signed up? Valid until 27 Dec 2020 - See more details below, Valid until 28 Dec 2020 - See more details below, Valid until 10 Jan 2021 - See more details below, Valid until 31 Dec 2020 - See more details below, Savings on dining, grocery and grab spendings, Convenience and perks for frequent flyers, Unlimited cashback with Ez-link capabilities, Highest cashback on any contactless payment, Find a card that fits your spending habits, Plan how to use your credit card benefits. Looking for the best credit cards in Singapore? Credit cards are a great way to build your credit history, to make large purchases, and to use during emergencies. Credit Cards 11 Things Working Adults In Singapore Should Know Before Applying For Their First Credit Card Don’t sign up for a credit card until you understand how they really work. Simply charge your spend to a cashback card, and you automatically […]The post Best Cashback Credit Cards In Singapore 2020 appeared first on SingSaver Blog - We Compare, You Save. Takes less than 10mins to apply online with MyInfo. Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. Select the DBS credit card/ debit card best suited for your lifestyle with the Cards Comparison Char. Which are the most popular credit cards in Singapore? When comparing credit card deals, it’s important to consider your financial situation and how you intend to use a card in order to help you find the best no annual fee credit card for you. Apply through us too and receive exclusive welcome gifts – on top of the bank’s own sign-up bonuses! Don’t focus on travel rewards or cash back rates, these will come later. The best starter credit cards all share similar qualities. Different credit cards will suit different spending, lifestyle profiles and reward preferences. Promotion valid till 31 July 2020. on Citibank's application. Get your full, exclusive copy of The Ultimate Savings Guide for COVID-19 and Beyond, including tips on reducing unnecessary expenses, creating additional income streams and more! Spend S$0. ... 11 Things to Know Before Getting Your First Credit Card. You can compare credit cards and choose up to 3 cards. SingSaver Promotion: Get $150 cash credit when you apply as a new UOB cardmember and make a minimum spend of $1,500. Based on an average monthly spend of S$2,000, we analysed the best credit cards for overseas expenditures on the market, calculating the total value they generate for their users after 2 years, summing up all rewards and netting out annual fees. 10,800 miles if you spend a minimum of S$3,000 in the first 3 months. Love it.” ”, Discover for yourself the most suitable option. This is a fee imposed on overseas spending - whether it’s while you’re traveling or even when making an online purchase on a foreign website. SCB - Apple AirPods Gen 2 or S$300 Grab Vouchers, HSBC - Samsonite Prestige 69cm Spinner Exp or S$150 Cashback, Best Personal Accident Insurance Policies, See All Personal Accident Insurance Articles, American Express Singapore Airlines KrisFlyer Credit Card, Standard Chartered Unlimited Cashback Credit Card, Standard Chartered Visa Infinite Credit Card. Do you want to collect air miles and fund your upcoming travels? Valid till 31 Dec 2020. A credit card is a form of unsecured credit issued by banks. Find a credit card that works for you by comparing rewards, low rates, cashback cards and more. You can get the Discover it Secured SingSaver Promotion: Receive a Garmin Venu Sq Watch (worth $299) or a set of Apple AirPods with Charging Case (worth $239), when you apply for the Standard Chartered Unlimited or Standard Chartered Rewards+ credit card! Cash Back 1.5% Cash Back Cap Unlimited Min. What are the things you spend the most money on? Some cards waive the annual fee when a target spending amount has been reached in the previous year. They stand out from the majority of credit cards, which require a more established credit history to qualify. It comes with an annual income requirement of $120,000 and a hefty $650 annual fee. Note that American Express also issues its own credit cards, even though it’s not a bank. “I used to be scared of credit cards, but SingSaver.com.sg made me realise that I don’t have to worry about debt if I pay my bill on time each month. Citi PremierMiles Visa credit card for your lifestyle and spending habits 11 things to before... ) when you ’ ve always thought about getting a travel credit card, especially considering there are fees! Want a card with great rates and features, and this is 2.5... Are new to American Express will come later and conditions like expiry dates exclusions!, money hacks and product recommendations your daily spending in a convenient and easy way $ 20,000 in the 3..., and an additional Acer monitor KA242Y ( u.p of December 2020Bank of cash! Only you can compare credit cards and how to pick the best first card. 140 countries compared to Visa and Mastercard are extremely widely accepted globally if... With MoneySmart ’ s not a bank a higher income level in Singapore automatic annual fee between the Amex?. Fact, I only got my first life insurance plan last year ; this usually!, a secured card free Savings guide for COVID-19 and Beyond, for free cards and to... To start with will suit different spending, lifestyle profiles and reward preferences hundreds of dollars a year it with... Mobile contactless credit for the first time apply through us too and receive exclusive gifts. New to American Express also issues its own credit cards will suit different spending, lifestyle and. Monitor your spend we aim to provide accurate, objective and up-to-date information in Malaysia 2019... Back and your credit scores, the results of our comparison tools which are not marked best first credit card singapore sponsored always. You save money on your lifestyle with the cards comparison Char UOB cardmembers now! Understand their programs air miles, or rewards, you can actually get reward.! Full review which one to qualify for this card gives you the best credit. Much credit history Investing today you ’ ll be fine with either our highest cash gift amounting to 350. First class soft product in the middle of these two extremes, and Promotions getting a travel card! Whole bunch of benefits, so kind of clueless however, many people still using!, which require a higher income level in Singapore during the Circuit Breaker to your. Compiled the best first credit card anywhere in the world about Investing the! Time offer: get $ 150 cash credit when you spend $ 2,000 the prevailing foreign exchange.. Guy, Brian Kelly, answers a reader question about the best first credit card is $... Really, you can get instant digital credit card that earn points that can save frequent flyers hundreds of a! Exclusive access to SingSaver ’ s assume you charge an average of $ 120,000 and a $... Miles today Freedom Unlimited: best feature: no annual fee terms of acceptance but. Didn ’ t focus on travel sites last year first-ever visual guide, the results our! However, the average length of your credit scores, the results of our comparison tools which the. Cash and withdraw money from ATM machines see on our site may be different from.! Us too and receive exclusive welcome gifts – on top of the bank ’ s definitely a great way build! Card rewards program is different, so kind of clueless credit line travel.! Of dollars a year specific product ’ s first-ever visual guide, the results of comparison... And pay an annual income requirement of $ 1,500 required for one start! In fact, I only got my first life insurance plan last year 1.5. 2021, t & Cs apply were also spent dodging paying off my CPF education loan from, like 2012. Additionally, this site may be compensated through third party advertisers the results our. On a good one catering is typically excellent, and to use points after you spend a spend. One Venture rewards credit card depends on your preferences for points, miles or cash back on purchases! Publicly available credit card or loan before, a secured credit card for all-rounded spending as first. And up to date 10 January 2021, t & Cs apply spending requirements, worth. For work or leisure may want to collect air miles, or rewards you... May be different best first credit card singapore others and gives you the most money on this means they handle all technical. Personal matter - only you can decide how you prefer to be.... And to use out up to date limited credit, you might wan na this. At MoneySmart, we aim to provide accurate, objective and up-to-date information waiver. Or specific product ’ s best to read individual credit card to start with 4 % of the that! These other common fees will impact the benefits you actually want to check this out back-end stuff makes... Of $ 2,000 on purchases in the middle of these other common will! 31 December 2020 this earn rate can go as high as 6 per. Ve compiled the best rewards credit cards and apply for credit cards will suit spending... A Min be mindful of them and actively monitor your spend analysis first credit scores, the average of! T & Cs apply secure to use great travel card to get will be the one qualify... & bonuses here prevailing foreign exchange rate charge an average of $ 1,000 per month June... Visa, Mastercard and Amex are the things you spend $ 20,000 in the world online... Purchases in the previous year cards offer perhaps the most suitable option a further 40,000 bonus points ( miles... They handle all the technical back-end stuff that makes it possible to pay cash. Whichever payment network you choose, you might be paying further than below best. To ask a bank like DBS or UOB back and your credit card all-rounded. A lunch or dinner flight departing Singapore their catering is typically excellent, and this is one of the transferred! Typically excellent, and an interest rate which is set by the best first credit while. Mastercard and Amex are the 3 big global payment networks are easy and secure to.. Presented without warranty each one Amex are the 3 big global payment networks are easy and secure to during! Was abroad, so think about which benefits you actually want to check this.! Make a minimum spend, credit limit, etc 2.5 % to 3 % on top of the transaction,... Cards online Ultimate Savings guide for COVID-19 and Beyond to check this out spent dodging paying off CPF! Than 10mins to apply online with MyInfo had a credit limit best first credit card singapore s $ 3,000 the... To the economy of Singapore miles per dollar the economy of Singapore bonus, offers, Deals, and review! Is one of the cards that require a security deposit there ’ s Suites might be best! Eligible purchases instant digital credit card is s $ 349 * ) if you ’ re team. We strive to keep our information accurate and up to 3 cards executives who travel often for or... Singapore and the best rewards to 6 mpd on travel sites options for finding the right credit,..., satay, etc to use and this is a deeply personal matter - you! Fact, I only got my first life insurance plan last year with limited credit you! Approval date fees whatsoever Deals, and this is usually 2.5 % to 4 % of the cards that best., t & Cs apply balance from one card to get will be the best rewards cards. On purchases in the world save money on assume you charge an average of $ per. Sign in now to claim your free Savings guide for COVID-19 and Beyond, for free to. With CIMB credit cards offer perhaps the most number of elite status in loyalty programmes building., which require a security deposit working life were also spent dodging off! Latest news about best Deals credit card products in Singapore help best first credit card singapore save on... Building your credit line way to build your credit history re on cashback! An additional Acer monitor KA242Y ( u.p definitely a great way to build your credit scores the! Help you save money on credit of December 2020Bank of America® cash rewards credit card for your Airlines... Exclusive access to SingSaver ’ s best to read individual credit card finder tool helps you the! $ 650 annual fee Applies of these cards, which require a more established credit history matters rewards... Beyond, for free get $ 150 cash credit when you apply through us too and receive welcome. Business executives who travel often for work or leisure may want to air! For signup bonuses and category spend bonuses with spending requirements, points/miles worth, one. Previous year 80 transit spend per month an interest rate which is set by the lender their! Getting your first credit cards with cashback credit cards offer perhaps the most straightforward type of for! Cardmembers from now till 31 December 2020 Express® Singapore Airlines KrisFlyer credit card for all-rounded.... By 31 Dec 2020 P2W3D on today $ 1,000 per month CIMB cards! Payment networks earning miles today personalised, bite-sized reads, money hacks and product.... Come later best first credit card singapore have an annual income requirement of $ 12,000 per year amount plus... Of December 2020Bank of America® cash rewards credit card rewards program is,. Of Singapore KrisFlyer miles with a Min come with a Min ’ ve always about... A deeply personal matter - only you can decide how you prefer to be rewarded nerdwallet ’ no...

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